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Average U.S. Household Would Spend 40 Percent of Income on Typical Home

Redfin data show that a household earning the average U.S. income would need to allocate 40 percent of that income to purchase the typical home. The figure applies across 49 cities examined in the report.

CBS News
1 source·May 27, 7:08 PM(1 day ago)·1m read
Average U.S. Household Would Spend 40 Percent of Income on Typical Homerte.ie
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U.S. income would need to spend 40 percent of its income to afford the typical home. The calculation covers 49 cities and uses current median home prices and prevailing mortgage rates.

Redfin compiled the figures from local housing markets across the United States. The report compares required income shares to the common affordability benchmark of 30 percent of household income. No individual cities or additional metrics were detailed in the release.

Key Facts

40 percent
share of average income needed for typical U.S. home
Redfin
source of the affordability calculation
49 cities
number of markets included in the data set

Potential Impact

  1. 01

    Households may face tighter budgets when allocating income to housing costs.

Transparency Panel

Sources cross-referenced1
Confidence score65%
Synthesized bySubstrate AI
Word count74 words
PublishedMay 27, 2026, 7:08 PM

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