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Consumer Portfolio Services Closes $514.07 Million Asset-Backed Securitization in 2026

Consumer Portfolio Services, Inc. announced the closing of its second term securitization of 2026, involving $514.07 million in asset-backed notes. The notes, secured by $526.17 million in automobile receivables, mark the company's largest transaction in its history. Ratings from Moody's and DBRS Morningstar contributed to the deal's structure.

Benzinga
1 source·Apr 22, 4:52 PM(37 days ago)·1m read
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Consumer Portfolio Services, Inc. announced the closing of its second term securitization in 2026 on April 22, 2026. 17 million in automobile receivables originated by the company.

Benzinga reported that the notes were issued by CPS Auto Receivables Trust 2026-B and consist of five classes. 's 59th senior subordinate securitization since the beginning of 2011. It is also the 42nd consecutive securitization to receive a triple 'A' rating from at least two rating agencies on the senior class of notes.

Ratings of the notes were provided by Moody's and DBRS Morningstar, based on the structure of the transaction, the historical performance of similar receivables, and the company's experience as a servicer. 's history. It marks the first transaction of over $500 million of notes sold by the company.

The announcement was made from Las Vegas on April 22, 2026. is listed on NASDAQ under the ticker CPSS. The transaction closed on Wednesday, April 22, 2026. 17 million.

Has completed 109 securitizations in its history.

Key Facts

Securitization Closing
Consumer Portfolio Services, Inc. closed its second term securitization of 2026 on April 22, involving $514.07 million in notes.
Ratings Achievement
The securitization is the 42nd consecutive to receive triple 'A' rating from at least two agencies on the senior notes.
Transaction Size
This is the largest of 109 securitizations, marking the first over $500 million in notes sold.
Asset Details
Notes secured by $526.17 million in automobile receivables, issued by CPS Auto Receivables Trust 2026-B.
Ratings Providers
Ratings from Moody's and DBRS Morningstar, based on transaction structure and historical performance.

Story Timeline

6 events
  1. 2026-04-22

    Consumer Portfolio Services, Inc. announced the closing of its second term securitization in 2026.

    1 sourceConsumer Portfolio Services, Inc.
  2. 2026-04-22

    The transaction closed on Wednesday, April 22, 2026.

    1 sourceConsumer Portfolio Services, Inc.
  3. 2026-04-22

    The announcement was made from Las Vegas on April 22, 2026.

    1 sourceGLOBE NEWSWIRE
  4. 2011 onwards

    This is the 59th senior subordinate securitization since the beginning of 2011.

    1 sourceConsumer Portfolio Services, Inc.
  5. Historical

    The company has completed 109 securitizations in its history.

    1 sourceConsumer Portfolio Services, Inc.
  6. Recent series

    It is the 42nd consecutive securitization to receive a triple 'A' rating on the senior class.

    1 sourceConsumer Portfolio Services, Inc.

Potential Impact

  1. 01

    Contributes to the company's 109th securitization, supporting ongoing origination of automobile receivables.

  2. 02

    Enhances the company's track record with the 42nd consecutive triple 'A' rated securitization, potentially improving future investor confidence.

  3. 03

    Ratings based on historical performance may signal stability in similar receivables markets.

  4. 04

    Sets a new benchmark as the largest transaction in the company's history, possibly influencing scale of future securitizations.

Transparency Panel

Sources cross-referenced1
Framing risk0/100 (low)
Confidence score65%
Synthesized bySubstrate AI
Word count164 words
PublishedApr 22, 2026, 4:52 PM
Bias signals removed4 across 4 outlets
Signal Breakdown
Loaded 3neutral 1

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