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Economists Expect Federal Reserve to Hold Interest Rates Steady Through 2026

A survey of 101 economists found that 49 expect the Federal Reserve to maintain the federal funds rate in the 3.50%-3.75% range for the remainder of the year. The share of economists holding this view rose from 30 out of 103 respondents in an April poll.

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1 source·May 19, 11:58 AM(10 days ago)·1m read
Economists Expect Federal Reserve to Hold Interest Rates Steady Through 2026americanbanker.com
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A recent survey of economists shows a majority view that the Federal Reserve will keep its benchmark interest rate unchanged through the end of 2026. 75%. Forty-nine respondents said they expect the rate to remain at that level for the rest of the year. This marks an increase from the previous survey conducted in April, when 30 out of 103 economists expressed the same expectation.

The poll did not specify the exact dates of the current survey or identify the organization that conducted it. No individual economist or institution was named in the results. The federal funds rate is the interest rate at which banks lend reserves to each other overnight. It influences borrowing costs for mortgages, business loans, and consumer credit across the economy.

Key Facts

49 of 101 economists
expect federal funds rate unchanged through 2026
3.50%-3.75% range
current federal funds rate target
April poll result
30 of 103 economists held same view

Story Timeline

2 events
  1. April 2026

    Earlier poll showed 30 of 103 economists expected steady rates.

    1 source@financialjuice
  2. May 2026

    New poll found 49 of 101 economists expect rates to stay at 3.50%-3.75%.

    1 source@financialjuice

Potential Impact

  1. 01

    Borrowing costs for mortgages and business loans may remain stable if rates hold.

  2. 02

    Consumer credit card and auto loan rates could stay near current levels.

Transparency Panel

Sources cross-referenced1
Confidence score75%
Synthesized bySubstrate AI
Word count128 words
PublishedMay 19, 2026, 11:58 AM
Bias signals removed1 across 1 outlet
Signal Breakdown
Editorializing 1

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