Florida Man Sentenced to 32 Months for Bank Fraud and Identity Theft

Richard Harris, 23, of Florida, was sentenced to 32 months in federal prison and ordered to pay $32,000 in restitution after conviction for bank fraud and identity theft.

The sentencing applies to a single defendant and addresses $32,000 in losses tied to the offenses. No additional defendants, entities, or larger victim classes appear in the case record. The restitution amount matches the total loss figure established for distribution to the affected parties.

Before the sentence, Harris had not yet entered the 32-month term or begun the restitution payments. The ruling places him in the custody of the Federal Bureau of Prisons for the full term and sets a payment schedule for the $32,000, with obligations commencing upon entry of the judgment in 2026.

The sentence activates immediate transfer to a federal facility for the 32-month period. Court mechanisms will collect and disburse the restitution to victims, including possible garnishment or asset seizure for nonpayment. Upon release, Harris will enter supervised release under federal probation oversight, during which restitution compliance remains a monitored condition.

Federal sentencing guidelines calculate prison terms using the loss amount and offense characteristics for bank fraud and identity theft. The $32,000 figure corresponds to the specific loss level applied in this judgment. Similar restitution orders in other districts have produced scheduled payments collected over multiple years post-release.

This outcome follows standard federal procedures for financial crime cases. Courts apply the same guidelines to determine terms and financial penalties when loss amounts and statutory violations match those presented here. The Department of Justice release records the judgment without further detail on the offense conduct or timeline.