Gen Z Women Account for 35% of Homebuyers in Their Generation

Single Gen Z women accounted for 35% of all homebuyers in their generation during the July 2024 to June 2025 period, while single Gen Z men represented 18%, according to survey data from the National Association of Realtors. No other generation showed a larger gap favoring single women buyers.

The NAR survey covered home purchases across multiple generations, from Gen Z ages 18-26 to the Silent Generation ages 80-100.

Single women across all generations made up a quarter of all homebuyers in the same period, while single men accounted for 11%. The pattern has held since at least 1981. Single women’s share of purchases peaked at 22% in 2006. Single men reached their highest share of 12% in 2010.

Lautz, NAR’s deputy chief economist, said women now outpace men in college attendance, which can lead to higher incomes. She added that women have a strong desire for homeownership as a path to independence.

““It wasn’t until the 1970s where women were legally protected to have a mortgage on their own. ” — Jessica Lautz, NAR deputy chief economist Gen Z overall still represented only 4% of all homebuyers during the survey period.”

U.S. homes bought by first-time buyers of all ages fell to the lowest level on record since 1981. First-time buyers often lack equity from a prior home for a down payment. , for $175,000 in 2023 after saving half her pay and working two jobs. ” — Bri LaFluer, homeowner Gen Z homebuyers reported a median annual income of $76,000 in 2024, the lowest among all generations surveyed. S.

9% from a year earlier. Mariah Berry, 23, purchased a two-bedroom home in Charleston, Tennessee, for $218,000 in 2023 after saving aggressively and making a $7,000 down payment.