iOS 27 Adds AI Features for Bill Splitting, Password Updates, and Calendar Events

Apple is adding multiple AI tools to iOS 27 that operate inside existing apps instead of requiring users to interact with an updated Siri. The features focus on tasks such as splitting restaurant bills, updating passwords after breaches, and organizing information with less manual input.

The changes are part of a broader strategy that places AI inside apps people already use. Apple Intelligence powers each function and runs on the device.

Users will be able to photograph a restaurant receipt and have Apple Intelligence extract items, quantities, tax, and tip. The app then lets the user select their share and send payment requests through Messages and Apple Cash. A separate password feature will scan for weak or compromised credentials.

When it detects a problem, the system can sign into the affected site and replace the password with a stronger one without further user steps.

The Messages app will display one-tap suggestions based on conversation content. Examples include adding a reminder, attaching relevant photos, or creating a calendar event. Call Context will surface details such as confirmation codes when a user phones customer service.

The information is pulled from the Mail app and shown on the call screen. Calendar events can also be created by typing a natural-language description. Apple Intelligence extracts contacts, locations, and titles to complete the entry.

Shortcuts will accept plain-language instructions to build automations such as adjusting alarms based on the next day’s calendar or sending an arrival text when leaving work. The Home app will group related device events into single notifications and surface relevant video clips at the top of the screen.