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Software Engineer in San Francisco Details $306,500 Annual Pay and Spending

Raymond Zeng, a software engineer at Meta, earns $306,500 a year and lives in the San Francisco Bay Area. He follows a minimal lifestyle while directing savings toward early retirement and travel funded partly by credit-card rewards.

Business Insider
1 source·May 26, 1:53 PM(3 days ago)·1m read
Software Engineer in San Francisco Details $306,500 Annual Pay and SpendingBusiness Insider
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Raymond Zeng lives in the San Francisco Bay Area and works as a software engineer at Meta, earning $306,500 a year. He maintains a minimal lifestyle and directs savings toward retiring by age 30. Zeng allocates funds to travel, hobbies, and investing rather than material purchases.

Credit-card points and perks help cover trips around the world. Business Insider reported that Zeng outlined his budget, spending, and investment approach in an episode of its Cost of Living series focused on one of the highest-cost regions in the United States.

Key Facts

$306,500 annual salary
Software engineer pay at Meta in San Francisco Bay Area
Retirement goal by age 30
Aggressive saving target stated by Zeng
Credit-card rewards used
Points and perks fund international travel

Potential Impact

  1. 01

    Readers may compare their own compensation and savings rates to the reported figures.

Transparency Panel

Sources cross-referenced1
Confidence score65%
Synthesized bySubstrate AI
Word count88 words
PublishedMay 26, 2026, 1:53 PM

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