Trump Accounts Launch July 4 with $1,000 Federal Grants and Pledges from Billionaires

Trump Accounts, a new investment savings account for children, officially launched on July 4, 2026, the 250th anniversary of the United States, Business Insider reported. American children born between 2025 and 2028 qualify for a $1,000 federal government contribution. Parents may contribute up to $5,000 per year to each child's account, while employers may contribute up to $2,500 per year.

Funds cannot be withdrawn until the child turns 18, at which point withdrawals may be used for tuition or a home down payment. President Donald Trump remotely rang a ceremonial bell in the Oval Office on July 6 to mark the start of Nasdaq and NYSE trading tied to the launch.

Michael and Susan Dell pledged $6.25 billion to the accounts, consisting of $250 contributions to 25 million children age 10 or younger who live in ZIP codes with median income of $150,000 or less and were born before January 1, 2025.

"Together we can make possibility something that every child can count on," Michael Dell said in a December 2025 video. Trump praised the couple during the July 6 event and said, "They are truly incredible people. Go out and buy a Dell computer.

Ray and Barbara Dalio are adopting Connecticut and plan to contribute $250 each to the accounts of approximately 300,000 children under age 10 living in ZIP codes with median income below $150,000. "Barbara and I believe strongly in the importance of equal opportunity and believe this initiative is an important step in that direction," Ray Dalio said in a December 2025 statement.

"I have lived the American Dream.

Brad Gerstner, founder and CEO of the Invest America Foundation, is adopting Indiana and plans to contribute $250 to the account of every child under age 5 in the state, for a total an Altimeter Capital spokesperson estimated at tens of millions of dollars.