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U.S. 30-Year Fixed Mortgage Rate Falls to 6.3%, Lowest Since March 2025
The average long-term U.S. mortgage rates declined this week, with the 30-year fixed rate dropping to 6.3%, down from 6.37% last week. The 15-year fixed rate also decreased to 5.65%, marking the lowest levels since March 19, 2025, according to Freddie Mac data released Thursday.
Apr 16, 12:18 PM·1m read1 source
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U.S. 37% last week, Freddie Mac reported Thursday. 22%. 03%, indicating a notable decline over the past year. These figures reflect a gradual easing in mortgage rates over the past year, with the current rates now at their lowest point since early 2025.
U.S. housing finance market.
“The benchmark 30-year fixed rate mortgage rate dropped to 6.3% this week," Freddie Mac stated.”
“The average rate on 15-year fixed-rate mortgages dropped to 5.65% this week," the report added. The decline in mortgage rates may influence borrowing costs for homebuyers and refinancing activity, though the data does not include information on loan volumes or housing market conditions.”
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