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U.S. 30-Year Mortgage Rate Rises to 6.56 Percent

The average rate on 30-year mortgages increased 10 basis points to 6.56 percent in the week ending May 15, the highest level in seven weeks. Mortgage applications fell 2.3 percent during the same period.

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2 sources·May 20, 11:00 AM(9 days ago)·1m read
U.S. 30-Year Mortgage Rate Rises to 6.56 Percentyahoo.com
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The average interest rate on a 30-year fixed-rate mortgage rose 10 basis points to 6.56 percent in the week ending May 15. This marked the highest level in seven weeks.

Applications for mortgages fell 2.3 percent in the same week. The prior week had shown a 1.7 percent increase.

The 30-year rate stood at 6.46 percent the previous week.

Higher borrowing costs coincided with reduced application volume. Officials tracking housing finance data reported the figures without attributing specific causes.

Key Facts

6.56 percent
average 30-year mortgage rate in week ending May 15
10 basis points
increase from previous week's 6.46 percent rate
2.3 percent
decline in mortgage applications for the week

Potential Impact

  1. 01

    Higher rates may reduce homebuyer affordability in the near term.

Transparency Panel

Sources cross-referenced2
Confidence score70%
Synthesized bySubstrate AI
Word count88 words
PublishedMay 20, 2026, 11:00 AM

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