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U.S. Credit Card Delinquency Rate Reaches Highest Level Since 2011

13.1 percent of U.S. credit card balances are now 90 or more days past due. The figure marks the highest rate recorded since 2011.

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2 sources·May 27, 11:59 AM(2 days ago)·1m read
U.S. Credit Card Delinquency Rate Reaches Highest Level Since 2011news.google.com
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The share of U.S. credit card balances that are 90 or more days delinquent has reached 13.1 percent. The reading is the highest since 2011.

The statistic covers balances across the U.S. credit card market. It reflects accounts that remain unpaid for at least three months.

The current level exceeds every annual reading recorded between 2012 and 2025. No further breakdown by lender type or borrower demographics was provided in the reports.

Key Facts

13.1%
share of credit card balances 90+ days delinquent
2011
last year the rate reached this level

Transparency Panel

Sources cross-referenced2
Confidence score59%
Synthesized bySubstrate AI
Word count80 words
PublishedMay 27, 2026, 11:59 AM

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