UK Banks and Insurers Await EHRC Guidance After 2024 Supreme Court Ruling on Single-Sex Spaces
An investigation by Sex Matters found that none of 15 examined financial firms could confirm whether access to single-sex facilities was restricted to people of one biological sex. The UK Supreme Court ruled in 2024 that “man” and “woman” refer to biological sex under the Equality Act 2010.
france24.comNone of the 15 banks, insurers, consultancies and building societies examined by Sex Matters could confirm whether access to single-sex facilities was restricted to people of one biological gender, the organisation reported following its investigation into company policies.
The UK Supreme Court ruled in 2024 that “man” and “woman” refer to biological sex under the Equality Act 2010. In light of the ruling, employers are obliged to ensure single-sex spaces are used exclusively in line with biological sex.
A majority of the examined companies said they were waiting for the Equality and Human Rights Commission to publish its revised code of practice before making changes. Coventry Building Society explicitly allows workers to use single-sex areas based on the gender they identify as. HSBC operates under vague guidance on single-sex facilities.
“Should workplace guidance be issued, we will review and update our position accordingly,” a NatWest spokesman said. An Admiral spokesman stated that policies and procedures will remain the same while awaiting revisions from the EHRC.
The Co-operative Bank still permits workers to use bathrooms based on self-identified gender.
Sex Matters heard from anonymous employees at some of the named companies. Female staff at some companies reported feeling angry, unvalued and cynical.
Bridget Phillipson, the Secretary of State for Education and Equalities Minister, delayed new guidance on women-only spaces last month. The former EHRC chair submitted an updated code of practice to the minister in early September. Baroness Falkner headed the Equality and Human Rights Commission until November.
Close to 400 public bodies across England and Wales remain in breach of the Supreme Court ruling, according to a Daily Mail audit. More than half of England's 317 councils have failed to bring their practices into line with the court's decision. More than 20 of the 43 police forces across England and Wales confirmed they had not yet revised their policies.
GB News reported that the Supreme Court ruling on biological sex under the Equality Act 2010 occurred in 2024.
Key Facts
Story Timeline
5 events- 2024
UK Supreme Court rules that “man” and “woman” refer to biological sex under the Equality Act 2010
2 sourcesSupreme Court · GB News - early September 2025
Former EHRC chair Baroness Falkner submits updated code of practice to Equalities Minister Bridget Phillipson
1 sourceGB News - April 2026
Bridget Phillipson delays new guidance on women-only spaces
1 sourceGB News - 2026
Sex Matters completes investigation of 15 financial firms' single-sex facility policies
1 sourceSex Matters - 2026-05-08
GB News publishes findings on continued non-compliance by banks and public bodies
1 sourceGB News
Potential Impact
- 01
Delayed EHRC code of practice continues to be cited by employers and public bodies as reason for inaction
- 02
Legal clarity from 2024 Supreme Court ruling not yet translated into widespread policy change in regulated sectors
- 03
Female employees at examined firms report feeling angry, unvalued and cynical
Transparency Panel
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