Yuanbao Reports 388 Million RMB Net Income, Up 31.4% Year-over-Year, in Q1 2026

Yuanbao Inc. 5%. Rui Fang, Chairman and Chief Executive Officer, delivered the results during the company's earnings conference call on Wednesday.

All figures discussed on the call were presented in RMB unless otherwise noted. The company said its model matrix comprised more than 5,000 models capable of analyzing over 5,800 labels as of the end of the quarter. These models support demand identification, product recommendations, and claims service.

Yuanbao launched its Intelligent Claims Assistance feature to help partnered insurers conduct preliminary reviews of low-value, low-risk claims. The company also worked with insurance carriers to expand inclusive insurance offerings for individuals with pre-existing conditions and new urban residents.

Rui Fang attributed part of the increased demand for coverage of innovative medical treatments and drugs to the nationwide rollout of the DRG dip payment system.

He said the insurance industry is shifting toward structural optimization, value-driven efficiency, and ecosystem integration. S. Private Securities Litigation Reform Act of 1995.

She also said management discussed certain non-GAAP financial measures and that a reconciliation to GAAP results was available in the earnings release issued earlier the same day. Rui Wan, Chief Financial Officer, joined Fang on the call. The conference was recorded, and the operator invited participants to a question-and-answer session after prepared remarks.