Topic
credit-scoring
3 stories related to this topic, newest first.
New York Postbusiness43 days ago
Fannie Mae and Freddie Mac to Accept VantageScore Credit Model Incorporating Rental Payment History
The government-sponsored enterprises will now accept mortgages using VantageScore models that incorporate on-time rental and utility payments, alongside or instead of FICO scores. The change, announced by FHFA Director William Pulte on April 22, could allow 7.7 million Americans…
finance54 days ago
FICO Raises Earnings Guidance and Announces Buybacks in Q2 FY2026 Earnings Call
Fair Isaac Corporation held its Q2 FY2026 earnings call, during which it raised its earnings guidance. The company also cut pricing on its mortgage 10T product and announced share buybacks. Seekingalpha.com reported additional details on B2B growth, FHFA timing, and VantageScore…
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investopedia.comworld60 days ago
Fannie Mae and Freddie Mac to Incorporate Rent and Utility Payments in Credit Scores
Fannie Mae and Freddie Mac will allow credit scores that include on-time rent and utility payments for mortgage qualification. The Federal Housing Finance Agency announced the policy change, which aims to expand access to homeownership. Similar updates are planned for Federal Hou…