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housing-finance

2 stories related to this topic, newest first.

UK Mortgage Market Relies on Short-Term Fixed RatesThe Times
world6 days ago

UK Mortgage Market Relies on Short-Term Fixed Rates

Ninety-five percent of new UK mortgages taken out in March were fixed for five years or less. Homeowners in the US and parts of Europe more commonly select fixed-rate loans lasting 15 to 30 years.

The Times
1 source
Fannie Mae and Freddie Mac to Accept VantageScore Credit Model Incorporating Rental Payment HistoryNew York Post
business19 days agoDeveloping

Fannie Mae and Freddie Mac to Accept VantageScore Credit Model Incorporating Rental Payment History

The government-sponsored enterprises will now accept mortgages using VantageScore models that incorporate on-time rental and utility payments, alongside or instead of FICO scores. The change, announced by FHFA Director William Pulte on April 22, could allow 7.7 million Americans…

New York Post
1 source