Homeowners Can Take Steps to Protect Properties From Extreme Weather

Extreme weather has affected every region of the United States, including floods, high temperatures, and drought conditions. The changing climate has increased the importance of protecting homes from these events. Finding locations with lower climate risk has become more difficult.

Risk scores for wildfires, flooding, high winds, extreme heat, and air quality are available on some real estate websites. These scores give buyers a clearer picture of potential long-term costs, including insurance. One company stopped displaying the data on listings after pressure from a regional listing service but still provides links to it.

Prospective buyers may look for towns designed to handle stronger storms and higher temperatures. In mountainous areas, homes at higher elevations and away from rivers reduce flood exposure. Earthen berms and swales can also direct runoff away from structures.

Homeowners can implement lower-cost measures such as extending downspouts, sealing foundation cracks, trimming trees, and installing ember-resistant vent screens. More expensive options include reinforcing roofs and elevating homes in flood zones. Good insulation reduces heat transfer in summer and keeps cold air out in winter.

This lowers energy use and pairs well with efficient appliances such as heat pumps and rooftop solar systems.