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Money Saving Expert Advises UK Workers to Review Payslips After Minimum Wage Increase

Money Saving Expert has recommended that UK workers check their payslips following the April 1 minimum wage rise. The Low Pay Commission reported that 445,000 workers were underpaid in 2024. The advisory highlights common underpayment causes and steps for addressing issues.

GB News
1 source·Apr 9, 1:10 PM(26 days ago)·1m read
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Money Saving Expert, founded by Martin Lewis, has urged UK workers to examine their payslips after the national minimum wage increase effective April 1, 2024. 71 per hour for workers aged 21 and over. This follows figures from the Low Pay Commission indicating that 445,000 workers were underpaid in 2024.

The advisory comes amid recent government naming of nearly 400 employers for failing to meet minimum wage requirements. Named employers include Costa Coffee, B&M, KPMG, and Bupa. GB News reported these details as part of the Money Saving Expert guidance.

Common causes of underpayment include deductions for job-related costs such as uniforms, tools, and safety equipment. Employers must ensure that such expenses do not reduce pay below the legal minimum, regardless of payment method. Unpaid working time also contributes to underpayments.

Hours for overtime, security checks, handovers, opening duties, and on-call time must be included in hourly pay calculations. Training time, travel between work sites, and preparation work should also be counted. Money Saving Expert emphasized these requirements to help workers verify compliance.

Tips cannot be used to meet minimum wage thresholds; they must be added on top of base pay. In commission-based roles, employers must guarantee the minimum wage irrespective of sales results. 70 per week; excess charges cannot drop pay below the minimum.

Workers identifying underpayments may claim up to six years of backpay. The advisory suggests starting with informal discussions with employers or payroll departments. If unresolved, options include formal complaints, trade union support, or contacting ACAS for advice.

Complaints can be filed with HM Revenue and Customs (HMRC), which can recover unpaid wages and enforce compliance. Workers may request anonymity, though permitting HMRC contact can aid investigations. This process provides a structured path for affected employees to seek redress.

Key Facts

445,000 workers
underpaid in 2024 per Low Pay Commission
£12.71 per hour
National Living Wage rate for ages 21+
Nearly 400 employers
named by government for wage non-compliance
£77.70 per week
maximum accommodation offset against wages
Up to six years
backpay eligibility for underpayments

Story Timeline

3 events
  1. April 1, 2024

    National minimum wage increased to £12.71 per hour for workers aged 21 and over.

    1 sourceGB News
  2. 2024

    Low Pay Commission reported 445,000 workers were underpaid.

    1 sourceGB News
  3. Recent

    Government named nearly 400 employers for minimum wage failures, including Costa Coffee and B&M.

    1 sourceGB News

Potential Impact

  1. 01

    HMRC could enforce recovery of unpaid wages from non-compliant employers.

  2. 02

    Increased payslip reviews by employees could lead to more wage compliance checks.

  3. 03

    Workers may claim backpay from employers for up to six years of underpayments.

  4. 04

    Affected workers might seek ACAS or union support for dispute resolution.

Transparency Panel

Sources cross-referenced1
Confidence score70%
Synthesized bySubstrate AI
Word count293 words
PublishedApr 9, 2026, 1:10 PM
Bias signals removed3 across 2 outlets
Signal Breakdown
Loaded 1Framing 1Editorializing 1

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